Charter Properties Inc. does business in accordance with the Federal Fair Housing Law. In order to ensure consistency, the following criteria shall be used in qualifying each applicant applying to live at a Charter Properties community.

Age Requirements: 
All leaseholders/applicants must be at least (21) years old

Photo ID: 
Positive identification will be required by all applicants at the time the application is submitted for consideration. Positive identification can be in the form of the following:

• Current driver’s license
• Green Card or Work Visa
• Passport
• State-issued ID card
• Work ID with Photo

Income Verification:

• Income ratio of 3.0 times the rent is required (Conditional deposit required for income ratios in range of 2.0 -2.99)
• 2 consecutive pay stubs from current employer(s) which must be dated within the past 45 days and must indicate the applicant’s name, address, company name and gross annual salary to date.
• Applicants that will be starting a new job can provide a notarized employment contract or offer letter from the new employer.
• If the applicant is unable to provide documentation of regular recurring income, bank statements can be used for income verification and the following conditions will apply: the bank statements must be in the applicant’s name and must reflect a minimum balance equal to or greater than 3 times the monthly rental amount multiplied by the number of months in the requested lease term.
• Government documents detailing benefits (includes Child Support, SS Income, Alimony support.)

Credit History: 
Charter Properties evaluates each person applying to live at its communities with a credit-risk scoring system that is provided by an independent consumer reporting agency and consistently applied to all applicants. A Social Security number or Tax Identification number is required. Applicants will be approved, approved with conditions or denied based on this independent scoring system.

Criminal History:
A criminal background check will be required for all residents over the age of 18 (this includes children living with parents who are 18 years of age and older). It is Charter Properties policy not to accept prospective residents who have been charged with and/or convicted of certain felonies and/or misdemeanors. Charter Properties uses an independent consumer reporting agency and decisions are returned based on predetermined criteria established by Charter Properties

Full-time Students:

• Applicants 21 years of age or older and are full-time college students may apply for occupancy with a parental or legal guardian as a co-signer. We must have documented proof from the college or university of the applicants’ full-time student status and the applicant must meet all the qualification criteria. Students that do not have established credit history or rental history will be considered for occupancy with an approved co-signer.
• Students that have negative credit, rental or criminal history as described above will not be accepted nor will be allowed to have a co-signer. ▪ Co-signers of students 21years of age or older must meet all the above-mentioned qualification criteria.
• Applicant must be re-qualified once full-time student status has changed. An application fee will be charged

Renters Insurance 
Renters Insurance (liability) in the amount of $300,000 is REQUIRED for ALL leases at this property. You may choose the insurance provider of your choice as long as that provider is licensed to provide insurance in this state. A copy of the policy declaration page must be provided prior to move-in with the property listed as a third party/additional interest.